Personal Injury FAQ

In many cases, yes. The insurance adjuster’s job is to save the company money, not to fully explain your rights or maximize your recovery. Peter David Brown steps in to deal with the adjuster, protect you from recorded statements or “quick” low offers, and ensure important evidence is preserved from day one.

We routinely handle car, truck, motorcycle, and boat accidents, serious slip or trip and fall injuries, dangerous property conditions, and work‑related accidents that may overlap with a workers’ compensation claim. We also represent families in wrongful death claims when a preventable tragedy has occurred.

If liability is disputed or the injuries are severe, we move quickly to secure key evidence such as crash data, cell phone records, photographs, video, and witness statements. When needed, we work with professional investigators, accident reconstructionists, engineers, and medical experts to explain exactly what happened and how it changed your life.

Depending on the facts, an injury claim may include medical bills, future medical needs, lost wages, reduced earning capacity, pain and suffering, and, in some cases, punitive damages. Our goal is to identify every available source of insurance coverage and fight for full and fair compensation.

There is no one‑size‑fits‑all answer. Some straightforward cases can be resolved in a matter of months once you finish treatment, while complex or heavily disputed claims may take longer, especially if a lawsuit or trial is required. We move efficiently but do not rush a settlement if it means leaving necessary future care or damages unpaid.

In South Carolina, most personal injury claims must be filed within three years of the date of injury, and some claims involving government entities have shorter deadlines. Because waiting can also make it harder to gather evidence and can give the insurance company room to argue that something else caused your injuries, we encourage you to contact us as soon as possible after an incident.

You may. South Carolina follows a form of comparative negligence, which means your percentage of fault can reduce your recovery, and you are barred from recovery only if you are more than 50% responsible. Sorting out fault is not always as simple as an insurance company suggests, which is why it is important to have a legal team review the facts before you assume you have no claim.
Our team includes Debbie Brown, PT, DPT, who brings decades of clinical experience in physical rehabilitation. Her insight helps us understand your injuries, treatment options, and long‑term limitations so that we can explain to an insurance company — or a jury — what you will truly face going forward.
Many cases resolve through negotiation or mediation without a trial, particularly when the evidence is strong, and the insurer understands we are prepared to litigate. If a fair resolution is not offered, we have the courtroom experience to try your personal injury case in Charleston and let a judge or jury decide.
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